Financial Planning in St. Petersburg, FL

St. Petersburg has long been a retirement city, and it is now also a city of small business owners, artists and remote workers who moved for the waterfront. The retirees bring income planning, required distributions and estate questions; the newer residents bring irregular income, self-employed retirement plans and the challenge of saving without a payroll department. Recent storms also made cash reserves and flood insurance a planning topic for everyone near the water. The advisor meets St. Petersburg clients in person or by video.

Planning conversations common in St. Petersburg

Planning topics for St. Petersburg households

• Retirement planningA written plan for when you can stop working and what it takes to get there.
• 401(k) rolloversWhat to know about an old 401(k) after a job change, before anything moves.
• Investment managementOngoing management of a portfolio, with the fee and the approach disclosed up front.
• Retirement income planningTurning savings, Social Security and pensions into a monthly paycheck.
• Tax-aware planningPlanning that accounts for taxes over a lifetime, coordinated with your CPA.
• Estate and beneficiary planningMaking sure accounts and property go where you intend, alongside an attorney.
• College savings529 plans, Florida Prepaid and how education fits the rest of the plan.
• Business-owner planningRetirement plans, succession and personal finances for owners.
• Pre-retiree checkupA one-time review for people within five years of retiring.

Nearby areas

• Clearwater
• South Tampa