Financial Planning in Lutz, FL

Lutz ranges from Cheval's golf-course homes to older houses on an acre or two off US 41, and a large share of its households are self-employed or run family companies. Many are in their fifties, with the business doing well and no clear idea how it turns into retirement income. Succession, buy-sell agreements and the first serious look at a personal balance sheet are the common starting points, along with grandchildren's college accounts. The advisor meets Lutz clients in person or by video.

Planning conversations common in Lutz

Planning topics for Lutz households

• Retirement planningA written plan for when you can stop working and what it takes to get there.
• 401(k) rolloversWhat to know about an old 401(k) after a job change, before anything moves.
• Investment managementOngoing management of a portfolio, with the fee and the approach disclosed up front.
• Retirement income planningTurning savings, Social Security and pensions into a monthly paycheck.
• Tax-aware planningPlanning that accounts for taxes over a lifetime, coordinated with your CPA.
• Estate and beneficiary planningMaking sure accounts and property go where you intend, alongside an attorney.
• College savings529 plans, Florida Prepaid and how education fits the rest of the plan.
• Business-owner planningRetirement plans, succession and personal finances for owners.
• Pre-retiree checkupA one-time review for people within five years of retiring.

Nearby areas

• Land O' Lakes
• Carrollwood
• Wesley Chapel