Financial Planning in Clearwater, FL

Clearwater's Countryside neighborhoods, Belleair and the beach communities hold a high concentration of retirees and near-retirees, many of whom moved from the Midwest and Northeast and still have accounts, advisors and attorneys back there. Common questions are how to bring everything under one roof in Florida, what the lack of a state income tax changes, and how to manage required distributions and beneficiary designations after a spouse's death. The advisor meets Clearwater clients in person or by video.

Planning conversations common in Clearwater

Planning topics for Clearwater households

• Retirement planningA written plan for when you can stop working and what it takes to get there.
• 401(k) rolloversWhat to know about an old 401(k) after a job change, before anything moves.
• Investment managementOngoing management of a portfolio, with the fee and the approach disclosed up front.
• Retirement income planningTurning savings, Social Security and pensions into a monthly paycheck.
• Tax-aware planningPlanning that accounts for taxes over a lifetime, coordinated with your CPA.
• Estate and beneficiary planningMaking sure accounts and property go where you intend, alongside an attorney.
• College savings529 plans, Florida Prepaid and how education fits the rest of the plan.
• Business-owner planningRetirement plans, succession and personal finances for owners.
• Pre-retiree checkupA one-time review for people within five years of retiring.

Nearby areas

• St. Petersburg
• Westchase