A fee-based fiduciary financial advisor for Tampa Bay households
Tampa Bay Wealth Co. introduces households across Hillsborough, Pasco and Pinellas to an independent, fee-based fiduciary advisor. Tell us the topic, and the advisor's office sets up a first conversation. This site itself does not give advice.
- Independent, registered investment adviser
- Fiduciary, fee-based, no commissions on advice
- Fees explained in writing before you commit
- Hillsborough, Pasco and Pinellas counties
What brings you here?
- Changing jobs and have an old 401(k) to deal with
- Retiring within the next 12 months
- Received an inheritance or a large payout
- Want a retirement plan, no particular deadline
- Want someone to manage the investments
- Own a business and want personal and business planning together
Time-sensitive: calling is fastestCan be scheduled
Topics the advisor handles
Each page explains what the advisor does on that topic and what a first conversation covers. None of it is advice.
- Retirement planningA written plan for when you can stop working and what it takes to get there.
- 401(k) rolloversWhat to know about an old 401(k) after a job change, before anything moves.
- Investment managementOngoing management of a portfolio, with the fee and the approach disclosed up front.
- Retirement income planningTurning savings, Social Security and pensions into a monthly paycheck.
- Tax-aware planningPlanning that accounts for taxes over a lifetime, coordinated with your CPA.
- Estate and beneficiary planningMaking sure accounts and property go where you intend, alongside an attorney.
- College savings529 plans, Florida Prepaid and how education fits the rest of the plan.
- Business-owner planningRetirement plans, succession and personal finances for owners.
- Pre-retiree checkupA one-time review for people within five years of retiring.
How it works
- Send a request or call. Pick the topic closest to your situation and tell us your ZIP code. No account details are needed.
- Hear from the advisor's office. They call or email to set a first conversation, in person or by video, at no charge.
- Have the first conversation. You describe your situation and goals. The advisor explains how they work, what it costs, and whether they can help.
- Decide at your own pace. You get the fee in writing and the adviser's disclosure documents. Nothing proceeds until you say so.
Why planning looks different in Tampa Bay
No state income tax, a steady stream of arriving retirees, homestead rules and a six-month hurricane season all shape the questions people bring to an advisor here.
No state income tax
Florida has no personal income tax, which changes the math on withdrawals and conversions for people arriving from states that do. The advisor coordinates that analysis with a CPA.
Tax-aware planningRetirees moving in
Many Tampa Bay households arrive with accounts scattered across former employers in other states. Consolidating and organizing them is a common first project.
401(k) rolloversHomestead and titling
Florida's homestead exemption and its rules on how a home can pass at death affect beneficiary and estate conversations in ways newcomers rarely expect.
Estate and beneficiary planningHurricane-season reserves
A cash reserve sized for a deductible, an evacuation and weeks without income is a standard part of planning here, not an afterthought.
Retirement planningWhere we work
Tampa and the communities around it in Hillsborough, Pasco and Pinellas counties.
Hillsborough County
Pasco County
Pinellas County
Common questions
Is Tampa Bay Wealth Co. the advisor?
No. Tampa Bay Wealth Co. is a referral site that introduces you to an independent, registered investment adviser. The site is not an investment adviser and does not provide investment, tax or legal advice.
What does fee-based fiduciary mean?
A fiduciary adviser is required to act in the client's interest and to disclose conflicts. Fee-based means the advisor is paid a disclosed fee for advice rather than commissions on products. The advisor's Form ADV and client agreement spell out exactly how they are paid.
Is the first conversation free?
Yes. The first conversation is an introduction with no fee and no obligation. If you choose to work together, the fee is agreed in writing first.
Do I need a certain amount of money?
Ask the advisor directly. Planning-only engagements and ongoing management have different structures, and the advisor explains which fit before you commit to anything.
Where does the advisor meet clients?
Across Tampa and the surrounding communities in Hillsborough, Pasco and Pinellas counties, in person or by video. See the service area list.
Start a conversation
If there is a deadline attached, such as a job change or a retirement date, call. Otherwise the form works just as well.
Calls answered weekdays, 9 to 5